Core Values
Our Mission
Financial literacy is essential for young people but it has been deprioritized in public education and reduced to surface-level information in many nonprofit programs.
Students are often taught what money tools exist, but not how decisions, confidence, and real-world constraints shape financial outcomes over time.
Bag Talk Academy exists to fill that gap.
We help teens build financial confidence and decision-making skills through project-based financial wellness programs that connect money, mental health, and real-life choices.
BELIEFS
What makes Bag Talk Academy different
We treat financial health as a pillar of mental health, not just math or budgeting
We teach decision-making before financial mechanics, using a clear framework students can apply immediately
We use real financial projects, not simulations or worksheets, starting on Day 1
Financial Health Is A Core Pillar Of Mental Health
Trust & Relevance Drive Retention To Serve Students
Decision-Making Skills Come Before Financial Mechanics
Confidence
Comes
Before
Correctness
Engagement & Real-World Application
Programming Must Come Before Technology
The Life Equation
At the core of Bag Talk Academy is the Life Equation:
Your outcomes = your decisions + external factors
Students use this framework to understand:
How to build confidence and agency without shame or fear around money
How everyday financial decisions compound over time
Where systems, luck, and constraints play a role and where they don’t
© Copyright 2025. Powered by WordPress Hosting.